Wealth Strategies

 

The Synovus FAM Wealth Strategy discipline is built upon on our uniquely personal culture which helps shape the way we approach wealth strategy for high net worth individuals and their families. Whether estate planning, business planning, taxation issues, or other important specific skills, we bring a high level of financial and analytical rigor to the process.  We carefully model the ‘what if’s’ – both economic and family-centered consequences— and recommend options.  Our experienced team of attorneys, tax specialists, trust experts, and certified financial planners works closely with the Synovus FAM relationship manager to develop a fully integrated strategy to help our clients identify wealth transfer planning opportunities, with a keen eye for tax efficiencies.

An approach that looks at the whole family

We recognize opportunities and offer a broad perspective across our base of clients, adding value and applying our depth of knowledge and years of learning toward the needs of both current and subsequent generations. Central to our planning approach is how it may impact each generation of the family.  Balancing between the income needs of the generation transferring the wealth and the implications of shifting wealth to the family’s next generation, we craft comprehensive plans designed to seamlessly shift wealth from one generation to the next. 

We actively manage family owned, family controlled investable assets, and monitor tax filing requirements, based on our extensive knowledge of tax law and related compliance framework.  We know that framework inside and out, and work within it to maximize your benefit. Just as importantly, we plan in a way that doesn’t impair the current generation’s income, while incentivizing the younger generation to grow and achieve in concert with the overall goals of the family.

Asking the right questions, based on unique needs

Our wealth strategies and planning techniques are not tied to a rigid investment philosophy, and as a result we don’t advocate one prescriptive philosophy.  Whether value vs. growth, active vs. passive, our approach is based on your specific needs, with significant focus on after-tax returns and smart diversification strategies. 

Whether recommending smart philanthropic strategies or sound investment options, we carefully consider all the questions, and provide answers. What level of diversification is best?   What about charitable giving? What combination of assets should be gifted?  There is no one answer that’s right for all of our client families because each family has different goals, different priorities, and needs—individually and collectively. Our planning advice is informed by what we learn from working with all of our client families and then tailored to each family’s particular needs, goals and circumstances.

Family office services are provided through Family Asset Management, a division of Synovus Trust Company, N.A. Investment products and services provided by Synovus are offered through Synovus Securities, Inc ("SSI"), Synovus Trust Company, N.A. ("STC"), GLOBALT, a separately identifiable division of STC and Creative Financial Group, a division of SSI. Trust services for Synovus are provided by Synovus Trust Company, N.A. The registered broker-dealer offering brokerage products for Synovus is Synovus Securities, Inc., member FINRA/SIPC. Investment products and services are not FDIC insured, are not deposits of or other obligations of Synovus Bank, are not guaranteed by Synovus Bank and involve investment risk, including possible loss of principal amount invested.

Synovus Securities, Inc. is a subsidiary of Synovus Financial Corp and an affiliate of Synovus Bank and Synovus Trust. Synovus Trust Company, N.A. is a subsidiary of Synovus Bank.